NEM Insurance Plc

MARINE & AVIATION INSURANCE

Marine Hull

This covers loss or damage to the carrying vessel, machinery and third party liability due to the following:

>	Perils of the seas, jettison, piracy, negligence of the masters, officers and crew
>	Accident in loading, discharging or shifting cargo or fuel
>	Fire and explosion
>	Earthquake and volcanic eruption
>	Violent theft by person outside the vessel
>	Busting of boilers, breakage of shafts or any latent defeat in the machinery or vessel


Marine Cargo

Institute Cargo Clause ‘A’
	It covers all risks of loss or damage to Insured consignment as a result of perils of the sea from port of loading to port of discharge and to warehouse. The covers includes: Fire, Theft, Pilferage, Non-delivery, Short-landing, Vessel, or craft been stranded, grounded, sunk or capsized.

Institute Cargo Clause ‘C’
	This clause provided minimum cover on loss or damage due to earthquake, volcanic eruption, craft being stranded, grounded, sunk or washing overboard of cargo.


Aviation Insurance
The Policy provides cover for loss or damage from whatsoever cause, while the aircraft is in flight, taxing, on the ground and moored. It also covers Hull war Risks, Third Party Legal Liability, Passenger’s liability, Baggage, Cargo or Mail Liability.


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