NEM Insurance
Plc has straight forward claim procedure with clearly
spelt out documentations. The company knows that prompt
settlement of genuine claims in the best form of advertisement
and as such empower the branch offices to speed up
claim documentations at their end. All departments
concerned with claims are fully aware of prompt need
to deliver claim cheques without delay.
Listed
below are documents needed when filing claims on
some of our classes of insurance.
Workmen
Compensation Group/Personal Account
Money
Householders/All
Risks/Burglary & Fire
Fidelity
Guarantee
Motor Claim
Accident
Motor Theft/Fire
Marine
Cargo
Marine
Hull
Goods-In-Transit
Workmen
Compensation Group/Personal Account
Documents
to be submitted in case of injury as a result of accident.
Duly Completed
Claim Form
Original
Doctor’s Report
Original
Excuse Duty/Discharge Certificate
Itemised
Medical Bill/Payment Receipts
Carbon
Copies of three months payslips preceding injury
Note
The injured person
may be required to undergo a medical re-examine if
there is permanent disability
In
addition to the above, following documents are required
for Death Claim
Certificate
of Cause of Death
Burial
Certificate
Coroner’s
Report
Police
Report
Money
Duly Completed
Claim Form
Details
of Parties Carrying the Cash
Statement
of Claims
Written
Statement Relating to the Incident
Police
Report
Bank Balance
Statement (a week before and a week after)
Householders/All
Risks/Burglary & Fire
Duly Completed
Claim Form
Estimate
of Loss
Witness
Statement
Purchase
Receipts/Invoice of Stolen Items
Police
Report (Theft Claims)
Fire Brigade
Report for (Fire Claims)
Photograph(s)
depicting extent of damage
Written
Statement by the Insured/Claimant
Fidelity
Guarantee
Duly Completed
Claim Form
Police
Report
Estimate
of Loss
Description
of Loss
Details
of any Query and or Dismissal Letter
Full Employment
Detail of the Defaulters
Details
of the Character Reference
Insured
Investigation Report on the Matter
Motor
Claim Accident
Accident/Vandalisation
Duly Completed
Claim Form
Estimate
of Repair
Abstract
Police Report indicting the negligent party (also
required for injury/fatal accident)
Photograph(s)
depicting the extent of damage
Motor
Theft/Fire
Duly Completed
Claim Form
Original
Certificate of Insurance
Original
Vehicle Licence
Original
Purchase Invoice(s)/Receipts
Ignition
Key/Other Lock Keys
Interim
and Final Police Report
Marine
Cargo
Detailed
Statement of Claim
Claim Estimate
Original/Copy
of the Insurance Certificate
N. P. A.
T Form 38
Container
Condition Report
Original
Bill of Lading/Airway Bill
Packing
List
Original
Final Invoice
Original
Discrepancy Certificate
Shortlanding/Non-Delivery
Certificate
Superintending
Report
Copy of
Custom Bill of Entry
Copy Clean
Report of Inspection
Copy of
Form “M”
Original
Delivery Waybill
Copy of
Correspondence Exchanged with Carriers and/or others
that considered liable for the Loss
Marine
Hull
Assured’s
Statement of Claim
Claim Estimate
The Log
Book
Protest
and/or Extended Protest
Particulars
of Tenders for Repairs which must be approved by the
Insured.
Surveyors
Report or other Documentary Evidence to confirm Loss
or Damage
Receipt
for Disbursements
Particulars
of Amount Realised on Sale of “Old” for
“New”
Statement
of Time Occupied in repairs for Owners Account
Average
Statement showing Extract from Log Book.
Correspondence
Exchanged with other Parties regarding their Liabilities/Loss
or damage
Goods-In-Transit
Detailed
Statement/Estimate of Claim
Driver’s
Report
Original
Police Report
Photocopy
Vehicle Particulars
Original
Delivery Way Bill/Invoice
Photographs
taken at the Scene of the Accident
Written
Statement Surrounding the Loss by the Carrier